If selling your house is on your calendar for 2027, you may be thinking you've got plenty of time. Maybe you're aiming for January. Maybe you're waiting for spring. Either way, next year probably feels far enough away that getting ready can wait, too. But waiting until 2027 to sell doesn't mean waiting until 2027 to get started.Today's buyers have more homes to choose from than they've had in years. So,...
It’s been nearly two decades since the 2008 housing crash, but the word “foreclosure” can still make people uneasy. And if you’re planning a move, you may be wondering if more foreclosures will flood the market with homes for sale – especially if you’ve seen the headlines lately.Buyers may be hoping for a rush of bargains. Sellers may be bracing for more competition. The latest data points to...
If you're a veteran or active-duty service member who's been hoping to buy a home, you may have more going for you in today’s housing market than you realize.VA home loans already come with some pretty powerful benefits. But now, with more homes for sale and buyers having more room to negotiate in many markets, those benefits could go even further.And if you've ever heard that buying with a VA loan is...
If you’ve been watching mortgage rates lately, you might feel a little stuck. Rates climbed above 7% this year, and a lot of buyers have decided to sit tight and wait for them to come back down.But rates are only half the story. When you buy a home, you usually get one of two things: low rates or negotiating power. It’s rare to get both at the same time. And right now, you have a lot more of that...
In today’s market, a growing number of sellers are opting to do something called a price cut – especially when their house has been on the market for a while without any bites.According to HousingWire Data as many as 4 in 10 (43%) sellers are going this route – that’s the highest it’s been in 4 years. But what if there’s another (potentially better option) for your bottom line? And it’s just...
If you’re following the housing market, you may have heard the term “silver tsunami” lately. It's the idea that millions of homes owned by older Americans could come onto the market as more homeowners reach retirement age and make their next move.And when you hear a phrase like that, it's easy to picture a flood of houses hitting the market all at once. But that picture doesn't match the data.This...
When it comes to housing, two of the biggest questions on everyone’s mind right now are:What’s next for mortgage rates?Where will home prices go from here?And if you’re weighing whether to move in the next few months or wait until 2027, here’s what you should know.When experts look ahead to 2027, they see a steady housing market. No wild swings. No big surprises. Just a calmer, more balanced...
When you’re planning a move, every monthly cost counts. That’s why it can be frustrating to see home insurance keep creeping up. According to Intercontinental Exchange, it now makes up 9.6% of the average monthly mortgage payment. But the latest numbers show some progress on that front – as the increases start to slow down. Here’s what you need to know and what you can do about it.Premiums Are...
Quick, what credit score do you need to buy a home? If a number pops into your head, there's a pretty good chance it's wrong. And the right answer is getting harder to pin down, because the way credit scores are determined and delivered is changing - for the better.Here's what you need to know in today's changing credit climate.#1 Most People Are Guessing Fannie Mae has been tracking consumer...
There's nothing quite like the excitement of getting an offer on your house. You're one step closer to moving on to what's next. But what happens if that buyer backs out or ghosts you before closing?If you've been seeing headlines about more home sales falling through lately, that possibility may be keeping you up at night. And it's true. According to Redfin and Cotality, canceled contracts have been on...
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